Components of our investment management process include:

  • Identify and set your risk parameters (based on financial situation, goals, personal risk tolerance outlined in Wealth Plan)
  • Determine the estimated target return necessary to meet your financial objectives
  • Develop investment portfolio options that best seek to reach the targeted return on a risk-adjusted basis, and review any social impact investing considerations
  • Continuously monitor, adjust, and, rebalance the portfolio(s)

As independent firm, RRDM Wealth Management Partners develops and manages all our clients’ customized portfolios without the influence of institutional proprietary products. When developing and maintaining our diversified portfolios we are free to choose from a wide universe of Investment vehicles. Some examples of the many types of investment vehicles used are listed below:


Bonds are a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental).

CD (Certificate of Deposit)

A CD is a product offered by banks and credit unions that offers an interest rate premium in exchange for the customer agreeing to leave a lump-sum deposit untouched for a predetermined time period.

ETF (Exchange Traded Funds)

An ETF is a collection of securities—such as stocks—that tracks an underlying index.

Mutual Fund

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.


Stocks are a type of security that signifies proportionate ownership in the issuing corporation. This entitles the stockholder to that proportion of the corporation's assets and earnings.

Structured Note

A Structured Note is a debt obligation that also contains an embedded derivative component that adjusts the security's risk/return profile.

UIT (Unit Investment Trust)

An exchange-traded mutual fund offering a fixed (unmanaged) portfolio of securities having a definite life. Unlike open-end and closed-end investment companies, a UIT has no board of directors.